Andy Cairns

Job Title: Mortgage and Protection Adviser


Tel: 07919 107860

Qualifications: CeMAP
Location: Hampshire area, and across the UK
Specialisms: All areas of mortgages and protection, including buy-to-let investments, commercial properties and critical illness cover

Andrew Cairns is a knowledgeable and experienced Mortgage & Protection Adviser who has advised clients through the ups and downs of the British economy.

Andy began his career working in estate agency before becoming a qualified adviser in 1997. After that, he ran his own brokerage for 9 years then worked for a large mortgage broker. Andy is now delighted to be working for Tenet Financial Services.

Outside of work, Andy keeps himself very busy – his passion for road cycling has taken him to the Alps and the Welsh Mountains, where he completed the 300km Dragon Ride. He also has two grown-up children at university.

Andy is Hampshire-based and works mostly remotely, so can advise you wherever you are in the country. He is trustworthy and proud to have helped clients in very difficult situations. Andy works across all areas of the mortgage and protection market, and holds the Certificate in Mortgage Advice and Practice (CeMAP).

If you would like Andy to advise you on any aspect of mortgage or protection, please call 07919 107860 or email

Andy can help you with:

  • Mortgages
  • Re-mortgages
  • First-time buying
  • Buy-to-let investments
  • Commercial Properties
  • General protection
  • Critical illness cover

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.


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If you have a mortgage or protection enquiry, please complete and submit the form below and Andy will be in touch.